Neighborhood Assistance Corporation of America (NACA) is the best purchase program in America. NACA provides both comprehensive housing counseling and access to an incredible mortgage options. Everyone receives the same incredible terms and below market interest rate. NACA has over $13 Billion committed from some the country’s largest lenders on the following terms:
No down payment
Below market 30 & 15 year fixed rate mortgage
No closing costs
Unprecedented buy-down to virtually 0%
* Evaluation based on individual circumstances without consideration of the credit score
NACA makes affordable homeownership a real option for working people many of whom have neither perfect credit nor substantial savings. While the NACA mission is to provide affordable homeownership to primary low- to moderate-income people and those purchasing low and income communities, the program is open to everyone. There is no eligibility limitation based on one’s income, credit score or other criteria as long as the following four eligibility are criteria are met.
Properties must be located in areas where NACA provides services which are large areas nationwide including many states.
The purchase price must be less than the maximum purchase price which is sufficiently high for low and moderate income buyers and those looking to purchase affordable properties.
Homebuyer must not own another property when they close on the NACA mortgage.
Homebuyers need to participate in whatever way they feel comfortable and to adhere to NACA’s policies and procedures.
~No down payment, No closing costs, No fees, No income limit, No need for perfect credit~
The first step in the purchase process is to attend a NACA Homebuyer Workshop which is open and free to everyone. Every NACA office provides a number of workshops each month. Unfortunately, the closest class to those livening in Central Texas is San Antonio and Dallas. Call me today to reserve your spot. Upon completion of the NACA Workshop, you’ll need to schedule an appointment with a NACA counselor for a face-to-face meeting or phone counseling session. A counseling appointment can be scheduled through your personal Web-file which will be established by NACA's staff after the workshop.
My last post covered the benefits of hiring a realtor. By now, yo
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