Home Purchase After Foreclosure

Home Purchase After Foreclosure

Now, buyers have a “second chance” program designed for borrowers who previously owned and have less-than-perfect credit. This exciting program provides a path to homeownership to those who are well-qualified from an income, down payment, and credit standpoint but may have credit history concerns due to a one-time short sale, foreclosure, deed-in-lieu or bankruptcy.

Program highlights include:

  • Short sale, deed-in-lieu, foreclosure allowed — one-day seasoning

  • Bankruptcy acceptable, two years after discharge

  • Primary residence, purchase or rate/term refinance

  • Second homes, units and investment property are not permitted

  • 20% down payment required for loan amounts to $1.5 million on owner-occupied, single-family residences in CA*

  • Loan amounts from $300,000 to $4 million

I won't turn a potential client away. There are ways to overcome hardship and own again!

Andrea Forte Headshot
Phone: 254-247-9797
Dated: October 6th 2016
Views: 351
About Andrea: I arrived to the Fort Hood area in 1995 as an Army dependent. I graduated from Copperas Cove High Sc...

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The Real Estate MarketPlace
716 Indian Trail, Ste. 130
Harker Heights, TX