The 10 Commandments Of Buying A Home

The 10 Commandments Of Buying A Home

Buying your first home can be a daunting task. But millions of people have been there before you and survived. If you do your homework, you'll have the best possible chance of finding a place you can afford for a price you can handle. The big surprise for many first-timers is that they may need to assert some financial discipline in order for their home purchase to happen without obstacles.  Here is a list of ten things they should be mindful of.

1. Thou shalt not change jobs, become self-employed or quit your job

2. Thou shalt not buy a car, truck or Van (or you may be living in it)

3. Thou Shalt not use credit cards excessively or let current accounts fall behind.

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4. Thou shalt not spend money you have set aside for closing cost.

5. Thou Shalt not omit debts or liabilities from your loan officer (they'll find it)

6. Thou shalt not buy furniture.

7. Thou shalt not originate any inquiries into your credit ( the 10% you save opening a store charge account can hurt you)

8. Thou shalt not make large deposits without checking with your loan officer.

9. Thou shalt not change bank accounts.

10. Thou shalt not co-sign a loan for anyone.

Blog submitted by: Ron Cooks of The Real Estate Market Place – Servicing the Greater Fort Hood area which includes: Killeen, Harker Heights, Temple, Belton, Copperas Cove and Nolanville. Feel free to call Ron at (254) 702-0064 if you have any questions regarding Central Texas Real Estate.

For Real Estate Listings in Central Texas visit my website at: or if you’re on the go text  'Ron' to 254-227-5799

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Phone: 254-702-0064
Dated: August 13th 2015
Views: 1,185
About Ron: I’m a retired Army Warrant Officer that served our nation for 25 years. I was born and reared in ...

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